Great Reasons to Choose an Independent Insurance Agent

Provides Choice

Captive agents and direct writers only provide you with the one company’s insurance products, which they work for. On the other hand, an independent insurance agent provides you with options from multiple insurance companies. Your insurance independent agent has several different insurance companies to select from.

Represents You

The independent insurance agent is authorized to provide to with several insurance companies, while representing you not the insurance companies. As a result, you have somebody on your side. This is similar to when you buy a home, your real estate agent is looking out for your best interest.

Provides Customer Service

Would you rather reach an automated recording or an actual person when you have coverage questions or need to report a claim? Many large insurance companies have switched to automated systems, sometimes making it frustrating, difficult, and time consuming to reach the correct person. An actual person will still greet and assist you, at many independent insurance agencies. If you're in need of filing a claim, your independent insurance agent can help you report the claim as well as explain what exactly your policy covers.

Disclosure

Royalty Insurance Services is pleased to share this material with its customers.  Please note, however, that nothing in this document should be construed as legal advice or the provision of professional consulting services.  This material is for general informational purposes only, and while reasonable care has been utilized in compiling this information, no warranty or representation is made as to accuracy or completeness.  Distribution of this information does not constitute an assumption by us of your obligations to provide a safe workplace. Maintaining a safe workplace in accordance with all laws is your responsibility. We make no representation or warranty that our activities or recommendations will place you in compliance with law, relieve you of potential liability or ensure your premises or operations are safe. We exercise no control over your premises or operations and have no responsibility or authority to implement loss prevention practices or procedures.